I’ve come to realize how important it is for the poor and the community in which they live to take hold of development initiatives themselves. Often times, development agencies and kind hearted individuals will generously give much of their time and resources to “help the poor”. Their help takes the form of offering free medical clinics, building orphanages, bringing clothes for the needy or building shelter for the homeless. These are all wonderful things, undoubtedly, and can even be life saving to individuals that have absolutely nothing, but in the big picture they can have a negative effect too. Seeing the look upon the face of a child that has received a nice new toy that you paid for (as their parents couldn’t pay for it) on Christmas day brings us the warm fuzzy feelings that come with giving and the satisfaction of bettering the lives of those less fortunate. But do we think about the feelings of shame and remorse that are further ingrained into those parents, knowing that they can not adequately provide for their children? One sided “giving to the poor” where we are the benefactor and they are the recipient of such aid, allows us to reap all of the benefits of our altruism while maintaining a comfortable distance from the hurt, disparity, and real issues that plague many of these individuals. Our role as the giver will continually keep the poor in the position of the receiver. This furthers the mentality that they will never be able to leave the life of poverty that they were born into. It continues the devastating mentality that has been ingrained in them from a young age, a mindset that MUST be changed in order to see a true betterment in an individuals quality of life and self-worth.

With that being said, I am more convinced than ever that microenterprise has the potential to transform lives by its inherent nature that demands creativity, hard-work, and the satisfaction of providing for ones family through their own endeavors. It offers, “A hand up rather than a hand out,” as the cliché saying in the industry goes. In my first full week of work down here, I have been so blessed to get to see this truly at work.
For the first time ever, Esperanza is trying a new program that began last week. I mentioned Munoz in an earlier entry, the Haitian community of roughly 6,000. Sixteen women plus several volunteers have been chosen to participate in the program that will focus on investing in the lives of women who have been in prostitution, but want to leave that lifestyle. In a nutshell, these women will spend a couple of hours everyday with someone from Esperanza or volunteers from their community, learning about Christ, vocation, and putting a purpose in life, um, to drive it (they will be taught lessons out of “A Purpose Driven Life”). After training the women with some basic skills such as baking, sewing, and making candles, they will receive a loan or lump sum of cash. Continuing to guide them with business training (which is pretty basic, but it’s amazing some of the stuff we assume is common knowledge until you see a village who’s average education is probably not much above 6th grade), the women will be required to make payments on their $150 business loan every two weeks.

The women form groups of 4-5 that comprise a “bank”. The women unite in solidarity to make their payment as a group. Meaning, if one of the women doesn’t make a payment, all are penalized. This social pressure is a pretty strong incentive for the women to pay up. Called “social collateral”, this dispersion of risk among several women and the relationship they have with one another takes the place of the house or car that would function as the collateral in a normal banking loan. If one woman can not make a payment, often the others will unite to cover her for the week (while I say “women” there are men too, but women make up nearly 85% of Microfinance clients).
After one week with these women, they have honestly captured my heart. Every afternoon we gather in a small church in their community where we sing, do a devotional, and usually some other sort of training that has to do with basic skills or health education. While many of the women only speak Creole, I am able to speak to them in Spanish (and they understand the majority of it) or there are a couple of them that can translate into Creole for us. The women come faithfully, usually bringing one or two of their young children that are still breast-feeding along with them. Yesterday, we had a gathering with them where we played music, shared about who Jesus was, and opened up the floor for any of them to share about their lives. After having only been with one another (and us) for two weeks it was amazing to see how comfortable they were. I think that many of them were just touched by the fact the other people would want to invest any sort of time or energy into…. Them? They have never had people who believed in them, cared for them, or wanted anything more to do with them than getting something from them. Their stories were uniquely different, yet all so similar in the pain, separation, and oppression that they had or are enduring. I’m excited to see how this particular program goes and I know that it will be a blessing to both us and them regardless. Friday was definitely a success in all aspects except for when I was thoroughly peed on by a little baby girl that was sitting on my lap, leaving me with a stain for the rest of the afternoon yesterday :(